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California Privacy Rights

​Last updated April 16, 2020
 
Subject to certain limitations, if you are a California resident you may make the following requests with regard to your Personal Information.

​YOUR CALIFORNIA PRIVACY RIGHTS

Subject to certain limitations, if you are a California resident you may make the following requests with regard to your Personal Information.

Shine the Light

You are permitted to request information regarding any Personal Information we disclose to third parties for their direct marketing purposes.  To make such a request, please send an email to ContactUs@horizonactuarial.com.

Right to Access

You have a right to request access to the following information: (a) the categories of Personal Information we collected about you in the prior 12-month period, (b) the categories of sources from which the Personal Information was collected, (c) the business or commercial purpose for which we collected your Personal Information, (d) the categories of Personal Information we disclosed in the prior 12-month period, and (e) the categories of third parties with whom we shared your Personal Information. In addition, you have a right to request that we disclose to you the specific pieces of Personal Information that we have collected about you in the prior 12-month period.

Right to Deletion

You have a right to request that we delete Personal Information we collect about you.

Non-Discrimination

You have a right to exercise the above requests and we will not discriminate against you for exercising these rights.

How to Exercise Your Rights

To exercise your rights described in this Policy, you may submit your request to us by contacting us by email at ContactUs@horizonactuarial.com, by telephone at 678.317.4100.

Who May Exercise Your Rights

You may make a request to exercise the above rights on behalf of yourself or on behalf of a child if you are a parent or legal guardian of the child. In addition, you may authorize an agent to exercise your rights on your behalf, if you provide the agent with written permission.  If an authorized agent contacts us to exercise the above rights, we will need to verify their identity as well as your identity.  We will also require proof of your written authorization to the agent, unless the agent have provided us with a Power of Attorney under the California probate laws.

Verification of Your Request

Once we receive your request, we will contact you to confirm receipt of your request.  In addition, we may contact you to provide us with additional information to allow us to verify your identity based on the Personal Information we have in our systems.  In order to verify your request, you must provide sufficient information that allows us to reasonably verify you are the person that is the subject of the Personal Information you have requested.  This information may vary depending on the Personal Information we already have.  Certain types of requests may require additional verification to ensure you are who you say you are.  If you have used an agent to make your request, we will also need to verify the identity of the agent.  Verification of your request may require you, or your agent if applicable, to sign an affidavit verifying identity.  We may deny your request as permitted by law, if we are unable to verify your identity, or if an agent makes the request on your behalf, if we are unable to verify their identity or proof of their authorization.

When We Will Respond

We will confirm receipt of your request within 10 days.  We will try to respond to your request within 45 days.  If we require additional time to respond, we will inform you of the reason and may take an additional 45 days to respond.  Any disclosures we provide will only cover the 12-month period preceding our receipt of your request.  We may charge a fee to process or respond to your request if it is excessive, repetitive, or manifestly unfounded.
 
Based on the categories required by California law, below are the lists of Personal Information collected, where they are sourced, why they are collected, and if we disclose them, the categories of service providers or other third parties to whom we disclose such Personal Information:

 

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​Although the categories of information above are collected for the designated purposes, Personal Information may be otherwise used for the purposes set forth in this Policy.

​Based on current California laws, we do not believe that we have sold any Personal Information of an individual under 16 years of age, nor any other Personal Information in the last 12 months. 

Contact Us

Please direct any questions and concerns regarding these Terms to us by email at ContactUs@horizonactuarial.com, by telephone at 678.317.4100.

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